Health Insurance Expert
Bett Martinez began her career as an insurance professional in 1989 and three years later she established her independently owned and operated agency. Over the years, she built an enviable reputation from hands-on experience, integrity and in-depth knowledge of her field.
For more than 20 years, Bett Martinez, M.Ed., has been helping individuals, families and groups find the best solutions for their insurance needs. A professional broker and consultant, Bett’s expertise ranges from health plans (including short-term, worldwide travel and critical illness) to long-term care protection, life and disability coverage. She is particularly attuned to the needs and concerns of her clients 65 and older– both retirees and those who maintain productive careers. Since starting her business, Bett has specialized in serving this ever-growing population, offering the finest Medicare Supplements (Medigap) and a number of other products, including dental insurance and hard-to-find Part D products that cover brand name drugs in the “gap” – for those who qualify.
A sought-after speaker, Bett shares her in-depth knowledge of the insurance industry with companies and health organizations throughout the nation. Through consultations and presentations, she deals with such varied topics as health care and policy issues, senior health care and asset protection solutions. Enhancing her skills and service to the community are Bett’s years of experience in the industry, and her previous work as a health care planner and policymaker for local and regional government.
Though headquartered in the East Bay, Bett assists clients throughout California, offering specialized service that is immediate, personable and professional. “After all,” she explains, “my clients are the foundation of my success.”
Wellness Educator
Going hand in hand with Bett’s professional career is her lifelong interest in teaching. She earned a Masters Degree (M.Ed) in counseling from Antioch Graduate School of Education and began conducting wellness programs in 1964. Today, her diverse audiences range from the American Society on Aging and the National Council on Aging to Chevron Corp. She’s taught students of all levels, including Yale University and the California Institute for Integral Psychology. Bett is also Executive Director of The Possible Society of California, a non-profit organization that provides gentle Chinese exercise classes to seniors and people with mobility impairments. During the past 15 years, she has given presentations at the National and International Aging Conferences, and has developed such programs as Aqua Ch’i™ mindful movement in water and Warriors Heart, for veterans.
What People Are Saying
From Yelp.com:
"Bett Martinez was a godsend in helping me navigate the tortuous process of finding a family health insurance plan. Not only is she up on all of the latest health insurance changes, she is also incredibly patient in listening to your needs and concerns and working to find an affordable solution. It's like if your mom's best friend was a health insurance insider. You really feel like she cares deeply about making sure that you find the best plan possible and she always responds immediately to phone calls and emails and keeps you up to date on what's going on with your application. She also took the time to check with the company to try to ensure that they would be amenable to my application before I even submitted it.
I had never used an agent before, but after having some less than helpful conversations with in-house brokers at a few health insurance agencies, I definitely needed a little impartial guidance (and the feeling of having someone in my corner.) The kicker, as someone else mentioned, was that her service is absolutely free- she is paid by the health insurance agencies themselves. Given her level of customer service, I feel a bit guilty about that, actually." - Amanda P.
“Bett Martinez is the amazing insurance broker who helped my 51-year-old self-employed partner get a great and affordable health insurance plan after he had been declined for coverage twice. She also helped me decide whether I should apply for a new plan or stick with the coverage I have through COBRA.
She impressed me from the outset by picking up the phone herself and spending 45 minutes with me on the phone the very first time I called. From there, she had several conversations with underwriters at various insurers to help determine what we needed to do to be approved for insurance, all the while keeping in touch with us to answer our many questions...
I highly recommend using a broker if you are trying to navigate the world of individual health insurance on your own. They earn a commission from the insurance company and their services are FREE to you – so there is really no reason not to...” – Deborah S. Read More
